Download Volume 5, Issue 2 of The Risk Report In this Edition: Ways to help your workers with health care costs Employer-Sponsored Plan 'Family Glitch" Fixed Benefits of Centers of Excellence Why you need short and long term disability coverage Download the...
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Centers of Excellence Save Money, but Have More Benefits Too
As health insurance and health care costs continue rising, more employers and health plans are turning to centers of excellence to manage patients with chronic conditions. Centers of excellence are unique operations that focus on containing costs and delivering...
‘Family Glitch’ Fixed by Regulations That Took Effect for 2023
Thanks to new regulations that took effect Jan. 1, it will be easier for dependents of an employee with employer-sponsored family health coverage to seek out coverage and subsidies on the Marketplace if they are in a plan that is deemed unaffordable under the...
As Health Care Costs Bite, Here’s How You Can Help Your Workers
Recent studies have highlighted an alarming trend in American health care: More and more people are struggling with medical bills and many are delaying care due to high costs. The most recent poll by Gallup found that 38% of those surveyed said they or a family member...
More Employers Offer Flexible Spending Accounts
As health insurance and treatment costs rise and recognizing the potential for tax savings and other benefits, more employers have started offering flexible savings accounts to their employees. FSAs are also an important way to enable employees who are not enrolled in...
Besides Health Insurance and 401(k)s, These Are the Benefits Employees Value Most
Besides health insurance and a 401(k) plan, other benefits that employees value highly are generous paid time off and flexible or remote work, according to a new survey. But for the first time, the annual study by employee benefits provider Unum found that the younger...
The Risk Report – January 2023
Download Volume 5, Issue 1 of The Risk Report In this Edition: 2023 Enhanced Benefits Extra Benefits Valued by Employees Providers Charging for Health Portal Services HR Considerations for Worker's Past Retirement Age Download the Report
Insurance Considerations as Americans Work Past Retirement Age
Americans are eligible to sign up for Medicare when they turn 65, but more of us are staying in the workforce longer than ever before. In fact, the average retirement age has increased three years in the last three decades. There are a number of issues that...
Employers Prioritizing Enhanced Benefits in New Year, Not Cost-Cutting
Despite group health insurance costs expected to rise 5.4% this year, the tight labor market is forcing employers to prioritize enhancing benefits over cost-cutting measures, according to a new report by Mercer. With Americans increasingly struggling to pay their...
The Beacon – December 30, 2022
MZQ Beacon Alert - December 30, 2022 In this Edition: "On December 23, 2022, the Consolidated Appropriations Act, 2023 (CAA23) was signed into law. While this legislation does not include as many health provisions as the CAA of 2021, it does include anticipated relief...