News & Events
Employee Retention Strategies Webinar:
Total Control Health Plans hosted a webinar to help employers understand how long the current talent and turnover challenges will last, and to give...
Future of Health Care Post COVID-19 Webinar
Hear from the experts on the future of health care after the COVID-19 crisis, and how employers have an opportunity to reinvent their plans to...
Mike Hill Presents at NextGen Benefits Conference
Jim Eickhoff shares TCHP experience at NextGen CEO Roundtable
Three CEOs discuss taking a proactive strategy in response to crisis, keeping customers, projecting the recovery and...
Virtual NextGen Health Care Executive Summit – Tuesday, May 19th, 2020
Join us on Tuesday, May 19th, 2020 for the Virtual NextGen Health Care Executive...
Integrating Virtual Physical Therapy Into Your Plan – Webinar
The coronavirus crisis has made virtual health care mainstream, which we do not expect to change once the crisis subsides. Early and regular access...
MiBiz Features TCHP in In-Depth Direct Contracting Feature
Abstract from MiBiz Metro, Mercy move into direct contracting with employers for health care BY MARK SANCHEZ Sunday, June 09, 2019 07:00pm ... The...
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What is MLR?
MLR, or Medical Loss Ratio, is a prime example of misaligned incentives in the health care supply chain. The Medical Loss Ratio is a provision in the Affordable Care Act that was intended to keep insurance carriers from over charging their customers. It requires that carriers spend $.80 of each dollar collected in the small group market, and $.85 of each dollar collected in the large group market, to pay its customers’ medical claims and activities that improve the quality of care. The remaining portion can be used for overhead expenses, such as marketing, profits, salaries, administrative costs, and agent commissions. If health care costs go up, however, then the carrier is justified in charging higher premiums increasing the value of their 15% or 20%. With a model like this, carriers benefit when health care costs go up.