disability coverage

Centers of Excellence Save Money, but Have More Benefits Too

Centers of Excellence Save Money, but Have More Benefits Too

As health insurance and health care costs continue rising, more employers and health plans are turning to centers of excellence to manage patients with chronic conditions. Centers of excellence are unique operations that focus on containing costs and delivering...

As Health Care Costs Bite, Here’s How You Can Help Your Workers

As Health Care Costs Bite, Here’s How You Can Help Your Workers

Recent studies have highlighted an alarming trend in American health care: More and more people are struggling with medical bills and many are delaying care due to high costs. The most recent poll by Gallup found that 38% of those surveyed said they or a family member...

More Employers Offer Flexible Spending Accounts

More Employers Offer Flexible Spending Accounts

As health insurance and treatment costs rise and recognizing the potential for tax savings and other benefits, more employers have started offering flexible savings accounts to their employees. FSAs are also an important way to enable employees who are not enrolled in...

The Risk Report – January 2023

The Risk Report – January 2023

Download Volume 5, Issue 1 of The Risk Report In this Edition: 2023 Enhanced Benefits Extra Benefits Valued by Employees Providers Charging for Health Portal Services HR Considerations for Worker's Past Retirement Age Download the Report

Insurance Considerations as Americans Work Past Retirement Age

Insurance Considerations as Americans Work Past Retirement Age

Americans are eligible to sign up for Medicare when they turn 65, but more of us are staying in the workforce longer than ever before. In fact, the average retirement age has increased three years in the last three decades. There are a number of issues that...

The Beacon – December 30, 2022

The Beacon – December 30, 2022

MZQ Beacon Alert - December 30, 2022 In this Edition: "On December 23, 2022, the Consolidated Appropriations Act, 2023 (CAA23) was signed into law. While this legislation does not include as many health provisions as the CAA of 2021, it does include anticipated relief...

The Beacon – December 27, 2022

The Beacon – December 27, 2022

MZQ Beacon Alert - December 27, 2022 In this Edition: "Late in the afternoon on December 23, 2022, the Administration issued Affordable Care Act FAQ #56, and in doing so gave a little holiday gift to all group health plans nationwide. The guidance establishes limited...