disability insurance

How to Create a Flextime Policy

How to Create a Flextime Policy

With so many people having been relegated to remote work during the COVID-19 pandemic, many employers are now wrestling with how to proceed as it starts to wane. Many companies are considering implementing hybrid, flextime work schedules after seeing success with...

Vision Coverage Can Reduce Overall Health Care Costs

Vision Coverage Can Reduce Overall Health Care Costs

Research has found that employers who offered their workers stand-alone vision benefits experienced $5.8 billion in cost savings in the aggregate over four years due to reduced health care costs, avoided productivity losses, and lower turnover rates. That’s because...

Addressing Pandemic Fatigue Among Your Staff

Addressing Pandemic Fatigue Among Your Staff

As the country and our businesses continue trudging along and hope that vaccines will pave the way out of the COVID-19 crisis, employers are increasingly seeing the effects of pandemic fatigue among their workers. The same issues people are grappling with in their...

HDHPs Do Not Slow Down Health Care Spending: Study

HDHPs Do Not Slow Down Health Care Spending: Study

A new study has found that high-deductible health plans have only a limited effect on the growth of health care spending for people who sign on for these plans. The National Bureau of Economic Research researched HDHPs over a period of four years and found they failed...

The Risk Report – April 2021

The Risk Report – April 2021

Download Volume 3, Issue 4 of The Risk Report In this Edition: The COBRA SubsidyHDHP's do not slow spending growthHow COVID will change employee benefits IRS allows flexibility with FSA contributions Download the Report

100% COBRA Subsidy in Effect Through Sept. 30

100% COBRA Subsidy in Effect Through Sept. 30

The recently enacted American Rescue Plan Act of 2021 includes a 100% COBRA subsidy for up to six months for employees laid off during the COVID-19 pandemic. The subsidy is in effect through September 30. Due to the short ramping up period, it's imperative that...