What We Do
Our team is passionate about helping employers navigate the complex health insurance industry, so they can take back control of their employee health benefits. We deal with the fine print so you don’t have to.
Custom Self-Funded Health Plans
Working with a traditional carrier requires you to outsource the management of one of your largest cost centers with little to no visibility into actual costs. In contrast, a Total Control Health Plan means:
- Plan participants get the right care, at the right time, in the right place.
- The ability to fully understand and manage every cost driver.
- Direct relationships with institutions who offer the highest quality.
Employee Benefits
In addition to custom self-funded health plan development, TCHP specializes in all aspects of employee benefits, including:
- Life and Disability Insurance
- Voluntary Enhanced Benefits
- Dental and Vision
- Onsite, Near-site, and Executive Health
Captive Implementation
We believe captives are an important tool in the risk mitigation toolbox, but they come in many forms – including niche solutions, single-parent captives, and partnerships with large national players.
Our team will advise you on the pros and cons of various captive models to help you choose the best long-term partner for your organization.
Compliance
With every passing year, the employee benefit compliance requirements for employers get more complex. Our team of experts is here to help you identify any gaps in your benefits offerings and find the best solutions to meet your needs.
Benefits Management Software & Technology
As technology continues to advance, it’s critical that employers take advantage of digital solutions to manage enrollment and eligibility. Our knowledgeable team is here to help, with years of experience working with a variety of platforms.
Whether it be a solution provided by us, or one selected by an employer, TCHP assists our clients to ensure they leverage technology to make benefits management simple and efficient.
Analytics
As with any aspect of business, accurate and specific health plan data allows leaders to make smart and timely decisions to achieve desired plan performance.
The TCHP analytics platform provides a high degree of transparency, and empowers our clients to manage their health plan like every other aspect of their business.
In Good Company
Check out these case studies from a few organizations that now enjoy total control over their health plans.
Stewarding More Effective Tax Dollar Usage & Providing Excellent Retirement Benefits
During their annual budget process, the City of Northville, Michigan analyzed their current expenses while projecting future costs for retirees and current employees. As they started adding the numbers up, they became concerned their liability would grow to an unsustainable level. Realizing their health benefits coverage represented a good portion…
Creative Dining Finds 20% Savings with a Self-Funded Plan Rebuilt from the Ground Up
Creative Dining Services partners with universities, Fortune 100 companies, healthcare organizations and conference centers to provide a better hospitality and food service management experience. Challenge In late 2018 Creative Dining Services (CDS) reached a breaking point after receiving their third consecutive 20%+ health insurance increase. The leadership team had grown…
Effective Supply Chain Management Requires Detailed Information
Within the last two years I was working with a client with approximately 400 employees on their medical plan who was contemplating transitioning from a fully-insured plan to a self-funded plan. Approximately 6 months prior to their potential go live date of the new plan, it was revealed to them…
Stepping Over Dollars to Pick Up Dimes
Generally speaking, the “fixed costs” (administration, stop-loss/pooling, network access) represent 20% of health plan costs with claims representing the other 80%. As a result, it would be logical for those concerned about cost reduction to focus on the 80%, but perplexingly employers often seem concerned about the 20%. Why is…
View All
Looking to take your benefits to the next level?
Reach out to us today! Visit our contact page or fill out our consultation form.
Contact us to schedule a free consultation today.