Strategic Health & Benefit Advisors
There’s a better way.
You deserve the same insight, performance and control of your health insurance as you would with any other supplier. We are your strategic partner and guide to rebuild a self-insured healthcare plan that empowers employees, champions health and reduces cost like never before possible.
Own Your Healthcare
Health insurance is clearly broken. Double-digit increases are becoming the norm for many carriers, leaving you to make a difficult choice – to prioritize cost savings or provide high-quality coverage for your team.
You don’t have to compromise.
Our team of experts is here to help you build a plan that works for your company, unlocking:
- Total control of each element of your company’s health plan
- An average of 20% cost savings in the first year of your plan
- Coverage that champions the health your employees
We Need Your Voice:
2026 Michigan Employers Health Insurance Report
Now in its third year, the MI Employers Health Insurance Report collects data from employers across Michigan on the challenges they’re facing with health plan costs, design and coverage.
Each year, we introduce new data, allowing us to uncover trends that help employers and industry decision-makers make more informed decisions.
Trusted By
Goodwill | 130 Employees
Goodwill Industries of West Michigan is a nonprofit, social enterprise. Known publicly for its recylcing and thrift store operations, the organization also plays a huge role in local workforce development.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Creative Dining Services | 600 Employees
Creative Dining Services is a hospitality management company that provides sustainable, innovative, and personalized dining programs for businesses, colleges and universities, senior living communities, and private K12 institutions. Creative Dining is a trusted hospitality partner to over 80 clients across the United States and growing. The company is headquartered in Zeeland, MI.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Spee-Dee Packaging | 65 Employees
Spee-Dee Packaging Machinery Inc. is a packaging equipment producer based out of Yorkville Wisconsin. They serve clients in highly regulated industries such as food, beverage and pharmaceuticals.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Agritek | 60 Employees
Agritek is a metal manufacturing company with capabilities in metal stamping, CNC machining, custom welding and fabrication, and assembly.
What We Do for Them
- Transparent Administration
- Independent Stoploss
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
K&R Truck Sales| 150 Employees
K&R Truck Sales sells class 3-8 straight semi trucks and tractors, with eight locations across the state. They also provide maintenance services and have a body and collision repair shop.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
ODC Network | 100 Employees
The ODC Network is a registered 501(c)(3) non-profit organization that strives to advance outdoor education and conservation in West Michigan.
What We Do for Them
- Transparent Administration
- Direct Contracting
- Independent Stoploss
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Blog & Events
Delayed Care Fuels Chronic Conditions, Drives Health Plan Costs
During the last three years, a new driver of health plan costs has emerged: a growing share of employees are…
Employers Should Make Employee Healthcare Literacy a Top Priority
For many U.S. workers, healthcare literacy is minimal. Health coverage remains confusing, intimidating and underutilized. Despite the billions of dollars…
A Multi-Generational Approach to Employee Benefits
Open enrollment season can feel like a familiar ritual: publish the guide, send a few e-mails, hold one webinar and…
Self-Funded Health Plans for Michigan Employers: 2026 Decision Guide | TCHP
Michigan employers with 50 or more employees and stable workforces can save 15 to 20% on healthcare costs by moving…
New PBM Reform Law: What Employer Health Plans Need to Know
The federal spending package that President Trump signed into law Feb. 3 includes provisions aimed at reining in pharmacy benefit…
No Surprises Act Is Failing and Driving Health Plan Costs
A coalition of more than 60 employer groups, insurers, patient advocacy organizations and labor groups is urging the federal government…
More Employers Offer Caregiver Leave as Need Mounts
A new survey found that many employers plan to add or expand caregiver leave as they contend with workforce burnout,…
Three Big Cracks in the PBM Model – What They Mean for Your Future Rx Costs
There are three major developments that are starting to crack the traditional PBM model. Continue reading this article to learn…
The Importance of Reconciling Your Employee Benefits
Employee benefits are one of the largest and most complex expenses many employers manage — and they also include strict…
How Health Insurers Are Trying to Rein in Costs Without Cutting Value
Employers are grappling with another year of steep increases in group health plan premiums due to medical cost inflation, higher…
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In Good Company
Check out these case studies from a few organizations that now enjoy total control over their health plans.
Stewarding More Effective Tax Dollar Usage & Providing Excellent Retirement Benefits
During their annual budget process, the City of Northville, Michigan analyzed their current expenses while projecting future costs for retirees and current employees. As they started adding the numbers up, they became concerned their liability would grow to an unsustainable level. Realizing their health benefits coverage represented a good portion…
Creative Dining Finds 20% Savings with a Self-Funded Plan Rebuilt from the Ground Up
Creative Dining Services partners with universities, Fortune 100 companies, healthcare organizations and conference centers to provide a better hospitality and food service management experience. Challenge In late 2018 Creative Dining Services (CDS) reached a breaking point after receiving their third consecutive 20%+ health insurance increase. The leadership team had grown…
Effective Supply Chain Management Requires Detailed Information
Within the last two years I was working with a client with approximately 400 employees on their medical plan who was contemplating transitioning from a fully-insured plan to a self-funded plan. Approximately 6 months prior to their potential go live date of the new plan, it was revealed to them…
Stepping Over Dollars to Pick Up Dimes
Generally speaking, the “fixed costs” (administration, stop-loss/pooling, network access) represent 20% of health plan costs with claims representing the other 80%. As a result, it would be logical for those concerned about cost reduction to focus on the 80%, but perplexingly employers often seem concerned about the 20%. Why is…
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Start a Conversation
Let’s have a conversation on our dime to see if a Total Control Health Plan will meet your business or organization’s goals.
Contact us to schedule a free consultation today.