One of the most underused employee benefits available is the “cafeteria” plan ― which can benefit both the employer and the employee. Here’s how.
ancillary benefits
Get An Early Start On Open Enrollment
As open enrollment is right around the corner, now is the time to make a plan to maximize employee enrollment and help your staff select the health plans that best suit them. You'll also need to make sure that you comply with the Affordable Care Act if it applies to...
Employers Use Variety of Strategies to Provide Competitive and Cost-Effective Health Care Benefits
As they wrestle with providing attractive but affordable health care benefits for employees, employers are trying a variety of strategies. A recent report from insurance brokerage Gallagher shows businesses are balancing workers' physical and emotional health against...
Medicare Changes Could Affect Your Group Health Plan
New Centers for Medicare and Medicaid Services rules that take effect Jan. 1, 2025 will significantly affect employees' decisions on whether to continue staying with your group health plan while eligible for Medicare. Under changes in Medicare Part D drug plan rules...
The Importance of Tracking Health Plan Metrics
As health insurance costs are rising at their fastest level in nearly 20 years, it's important to have a clear idea of which metrics to track to ensure you're seeing a good return on investment and that your employees are satisfied with their health plan. Having the...
Group Life Insurance: What Workers Need to Know
Voluntary group life insurance is offered to employees as an optional benefit, and often employers will pay the small premium as an employee retention tool and to provide workers some peace of mind for their families. There are various avenues for funding these group...
Compliance Update – Inflation Reduction Act and Impacts on Group Health Plans
The Inflation Reduction Act of 2022 (IRA) included several cost-reduction and benefit-enhancement provisions affecting Medicare Part D plans. The most significant Medicare Part D-related provision that impacts employer-sponsored group health plans is that the annual...
Health Plans Covering Fewer Prescription Drugs, Imposing More Restrictions
As the cost of prescription drugs continues growing and pricey new pharmaceuticals add to health plans' cost burdens, some carriers are starting to reduce the number of medications they'll cover and are imposing new barriers to accessing the most expensive ones....
Study Predicts 8% Group Health Plan Cost Increase for 2025
Health plan increases reflect the costs borne by health insurers, which are seeing more claims for care that was postponed during the COVID-19 pandemic and a steady rise in the cost of pharmaceuticals as more innovative and effective drugs come to market, according to...
Addictions Are Rising Among Workers; What Employers Can Do
According to a study by the Substance Abuse and Mental Health Services Administration, 10% of America's workers are dependent on one substance or another. The nation is still battling the biggest drug scourge: opioid and fentanyl. Provisional data from CDC's National...
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Total Control Health Plans
(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423
Total Control Health Plans
(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423