disability insurance

More Employers Add Narrow Networks to Offerings

More Employers Add Narrow Networks to Offerings

More employers are including narrow provider network insurance plans among their plan offerings to their employees to give them a lower-cost premium option. Narrow provider networks limit the number of covered providers included in health insurance plans. While these...

Workers Cite Health Benefits as a Top Factor When Accepting a Job

Workers Cite Health Benefits as a Top Factor When Accepting a Job

Despite the job market upheaval and intense competition for talent, there is a mismatch between the value that human resources executives and job prospects put on employee benefits, according to a new survey. One in five workers surveyed said that health care and...

Employers Focus on Cost Containment, Mental Health and Telemedicine

Employers Focus on Cost Containment, Mental Health and Telemedicine

A new survey has found that managing health care costs and expanding mental health benefits will be a top priority for U.S. employers as they ramp up benefits to compete for talent in the tight job market spawned by the COVID-19 pandemic. Additionally, virtual care is...

IRS Sets Health Savings Account Maximums for 2023

IRS Sets Health Savings Account Maximums for 2023

The IRS has announced significantly higher health savings account contribution limits for 2023, with the amount increasing more than 5% for individual HSA plans. The new limits were announced in conjunction with other changes, such as increases in the minimum...

Year-Long Benefits Education Yields Happier Employees

Year-Long Benefits Education Yields Happier Employees

While most organizations ramp up their benefits communications about a month before open enrollment starts, the efforts often drop off at the start of the year. That's a shame because many employees are woefully unaware of how their benefits function and are often not...

How Your Employees Can Get Free COVID Test Kits

How Your Employees Can Get Free COVID Test Kits

While COVID-19 cases start rising again, more people are once again likely to contract the coronavirus — and that usually involves getting tested. But for employees in your group health plan, they have many options for obtaining a test with no out-of-pocket costs....

Gen Z, Millennials Grow Disillusioned with Their Health Insurance

Gen Z, Millennials Grow Disillusioned with Their Health Insurance

Surprise bills and billing errors are driving growing dissatisfaction among Millennials and Gen Zers with their health insurance, a new study has found. HealthCare.com's "2022 Medical Debt Survey" found that about one in four Gen Zers and Millennials with medical debt...

Employers See Staff Drop Coverage, Sign Up on Exchanges

Employers See Staff Drop Coverage, Sign Up on Exchanges

A surge in federal government subsidies has led many people to drop their employer-sponsored health insurance and instead seek out coverage on government-run Affordable Care Act exchanges, according to a report by the Kaiser Family Foundation. Subsidies, which were...

Measure Would Cap Insured Out-of-Pocket Cost of Insulin at $35

Measure Would Cap Insured Out-of-Pocket Cost of Insulin at $35

The U.S. House of Representatives has passed legislation that would cap the out-of-pocket cost of insulin at $35 a month for people with group or private health insurance. While the measure still has to face a vote in the Senate, it has broad backing after the cost of...