disability insurance

Push to Expand Telemedicine Parity Continues

Push to Expand Telemedicine Parity Continues

Telemedicine got a big boost during the COVID-19 pandemic, and now a number of states have been moving to ensure that health plan enrollees still have access to it and pay for it just as they would in-person visits. During the pandemic, insurers agreed to pay for...

Flexible Benefit Plans Give Employees More Options

Flexible Benefit Plans Give Employees More Options

One way you can give your staff more choice in the employee benefits they receive is to offer them a cafeteria plan, which allows them to put together a benefits package that works best for them. Employers fund these flexible benefit plans with funds that are deducted...

Your Staff Are Susceptible to Medical Identity Theft

Your Staff Are Susceptible to Medical Identity Theft

Medical-related identity theft accounted for 43% of all identity theft in the United States in 2020, according to the Identity Theft Resource Center. And the majority of documents criminals steal are the same ones your employees receive from their group health...

Small-Group Market Remains Stable under the ACA

Small-Group Market Remains Stable under the ACA

A new report has concluded that the Affordable Care Act, which took full effect in 2013, did not result in a significant change in the number of employers offering health insurance, although the rate at which small employers offered coverage declined slightly by 2.6...

How HRAs Can Help Your Employees Pay for Medical Expenses

How HRAs Can Help Your Employees Pay for Medical Expenses

As rising health insurance premiums and out-of-pocket costs for health care are burdening workers, more employers are looking for ways to help their staff put aside money for those expenses. While health savings accounts have grown in popularity, you can only offer...

Health Insurance Considerations for Workers Who Move Out of State

Health Insurance Considerations for Workers Who Move Out of State

One fallout from the COVID-19 pandemic has been an increase in the number of Americans who are working from home permanently. With so many people being freed from the yokes of the office, many have chosen to move to other states for a variety of lifestyle or cost...

Long-Haul COVID Can Be Covered Under ADA

Long-Haul COVID Can Be Covered Under ADA

The Equal Employment Opportunity Commission has issued guidance stating that employees suffering from "long COVID-19" may be protected under workplace disability discrimination statutes. The guidance states that someone suffering from impairments resulting from...