drug cost

DOJ Tells Court to Nullify ACA; What’s Next?

DOJ Tells Court to Nullify ACA; What’s Next?

After a period of relative stability, the future of the Affordable Care Act has once again been thrown into uncertainty. In a surprise move, the Department of Justice announced that it would not further pursue an appeal of a ruling by U.S. District Court Judge Reed...

Vision Benefits Help Workers, Who in Turn Help You

Vision Benefits Help Workers, Who in Turn Help You

EVERY EMPLOYER benefits from a healthy workforce. But many employers do not know that an affordable way to achieve this is with voluntary vision benefits which are a win-win for both businesses and their employees. Recent research shows that employers see average...

Employers More Confused about Coverage than Ever

Employers More Confused about Coverage than Ever

One of the biggest challenges for employers who offer their workers health insurance benefits is that the majority of U.S. workers are really in the dark about how insurance works, according to a new survey. Despite employers' best efforts to provide as much education...

Regulators Take Steps to Help Grandfathered Plans

Regulators Take Steps to Help Grandfathered Plans

Regulators are in the early stages of creating rules that make it easier for health plans that were grandfathered in before the Affordable Care Act took effect to continue providing coverage. The number of workers enrolled in plans that were in effect before the ACA...

Drug Prices, Employee benefits, Pharmaceutical Inflation

Drug Prices, Employee benefits, Pharmaceutical Inflation

Retail prescription drug spending grew 36% over the four-year period ended Dec. 31, 2016, but out-of-pocket spending for health plan enrollees remained steady, according to a recent study by the Pew Charitable Trusts. The study, “The Prescription Drug Landscape,...

Surprise Medical Bills and ‘Balance Billing’ in Crosshairs

Surprise Medical Bills and ‘Balance Billing’ in Crosshairs

When your medical care provider charges more than your insurance company is willing to reimburse, you may get a bill asking you to pay the difference - a practice called "balance billing." The Trump administration is moving to put a stop to the practice. In a recent...

HDHP Enrollees More Likely to Consider Costs and Quality

HDHP Enrollees More Likely to Consider Costs and Quality

A new study has found that people enrolled in high-deductible health plans (HDHPs) actually are more likely to consider costs and quality when considering non-emergency care. The 14th annual “Consumer Engagement in Health Care” study by the Employee Benefits Research...

Helping Your Staff Get the Most from Their HSA Plans

Helping Your Staff Get the Most from Their HSA Plans

As more employers adopt high-deductible health plans, which leave their employees with more “skin in the game,” it’s important that you educate them on how to get the most out of the attached health savings accounts. Unfortunately, your employees may not be using the...

Trump Administration Issues Proposed Rules for Short-Term Plans

Trump Administration Issues Proposed Rules for Short-Term Plans

As promised, the Trump administration has issued proposed rules that would allow individuals to skirt Affordable Care Act regulations and buy short-term, low-coverage health plans. Under the proposal, individuals would be able to purchase short-term plans that last up...

Benefits in a Multi-generational Workplace

Benefits in a Multi-generational Workplace

With multiple generations working side-by-side in this economy, the needs of your staff in terms of employee benefits will vary greatly depending on their age. You may have baby boomers who are nearing retirement and have health issues, working with staff in their 30s...