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Addictions Are Rising Among Workers; What Employers Can Do

Addictions Are Rising Among Workers; What Employers Can Do

According to a study by the Substance Abuse and Mental Health Services Administration, 10% of America’s workers are dependent on one substance or another. The nation is still battling the biggest drug scourge: opioid and fentanyl. Provisional data from CDC's National...

HRA Gym Cost Reimbursement? Not So Fast Says IRS

HRA Gym Cost Reimbursement? Not So Fast Says IRS

The IRS has issued a new bulletin, reminding Americans that funds in tax-advantaged medical savings accounts cannot be used to pay for general health and wellness expenses. The bulletin focuses on medical savings accounts that employers will often sponsor, including...

2025 HSA Contribution, HDHP Cost-Sharing Limits

2025 HSA Contribution, HDHP Cost-Sharing Limits

The IRS has announced significantly higher health savings account contribution limits for 2025, with the amount increasing 3.6% for individual HSA plans. The IRS updates this amount annually, along with minimum deductibles as well as the out-of-pocket maximums for...

Interest in Health Premium Reimbursement Accounts Grows

Interest in Health Premium Reimbursement Accounts Grows

Employer adoption of specialized accounts that they fund to help reimburse employees when they buy health insurance on their own is surging in 2024. The number of employers who offer individual coverage health reimbursement accounts (ICHRAs) grew 30% in 2024 from the...

Join Us For “Anatomy of a Self-Funded Plan: Stoploss”

Join Us For “Anatomy of a Self-Funded Plan: Stoploss”

Part 5 of our 5 Part Webinar Series Join us for a Free Webinar on Wednesday, June 26th from 12-12:30pm SHRM Credit Available Register Now As more and more employers consider self-funding as the preferred model for their health plan, we felt it was important to review...

Four Admin Errors That Can Make Employers Overpay for Coverage

Four Admin Errors That Can Make Employers Overpay for Coverage

One often overlooked cost driver to your employee benefits plans is administrative errors and oversights that are the result of sloppy record-keeping and a lack of checks and balances among your account and human resources teams. If you are not diligent in keeping up...

Study Pegs Group Benefits Return on Investment at 47%

Study Pegs Group Benefits Return on Investment at 47%

A recent study has found that employers who offer health insurance coverage to their staff had an average return on investment (ROI) of 47%, meaning that for every $1 an employer spends, it will receive $1.47 in benefits. The analysis by Avalare, a wellness plan...

Pregnant Workers Fairness Act Final Rules – What To Know

Pregnant Workers Fairness Act Final Rules – What To Know

The Equal Employment Opportunity Commission has published a Pregnant Workers Fairness Act final rule that will give new protections akin to disability accommodation under the Americans with Disabilities Act to pregnant workers and those who have recently given birth....

Cutting Through the Alphabet Soup of Dental Insurance Plans

Cutting Through the Alphabet Soup of Dental Insurance Plans

When you look at the dental options for your employer-sponsored health plan, or if you're just looking at the options available on the market, you may encounter the acronyms DMO and PPO (also known as a PDN), as well as indemnity plan, in the marketing literature....