group benefits plan

How to Handle Spousal Coverage for Your Staff

How to Handle Spousal Coverage for Your Staff

While the Affordable Care Act requires employers to offer coverage for employees’ adult children until the age of 26, it does not require them to offer coverage to their workers’ spouses. As employers try to balance the costs of offering health coverage, spousal...

The Risk Report – October 2023

The Risk Report – October 2023

Download Volume 5, Issue 10 of The Risk Report In this Edition: Get an Early Start on Open Enrollment Diabetes Programs Can Boost Productivity, Reduce Costs Stop-Loss Insurance Rates Rise as Catastrophic Claims Grow More Providers Charge for Telemedicine, Doctor...

The Beacon – October 10, 2023

The Beacon – October 10, 2023

MZQ Beacon Alert - October 10, 2023 In this Edition: "The Internal Revenue Service (IRS) recently released draft instructions for preparing, distributing, and filing 2023 Forms 1094-B/C and 1095 B/C. These instructions largely mirror guidance the IRS has published in...

Diabetes Wellness Programs Can Boost Productivity, Reduce Costs

Diabetes Wellness Programs Can Boost Productivity, Reduce Costs

Physicians and employee health experts are increasingly recommending that employers include diabetes screening, prevention and management in their company-sponsored wellness programs. Diabetes — known as the "silent killer" — afflicts more than 29 million Americans,...

More Insurers Scale Back on Prior Authorizations

More Insurers Scale Back on Prior Authorizations

Some of the nation's largest insurers have announced plans to roll back their prior authorization requirements for medical services, and some are doing this in their Medicare Advantage plans as well. The moves come as states and the Centers for Medicare and Medicaid...

EEOC Posts New Guidance on Visual Disabilities under the ADA

EEOC Posts New Guidance on Visual Disabilities under the ADA

The Equal Employment Opportunity Commission has issued new guidance for employers to provide reasonable accommodations for visually impaired workers who request it. About 18.4% of all American adults have at least some difficulty with their vision, even when wearing...

The Risk Report – September 2023

The Risk Report – September 2023

Download Volume 5, Issue 9 of The Risk Report In this Edition: Health Plan Affordability Level Cut Significantly for 2024 Group Health Plan Cost Inflation to Pick Up Steam More Insurers Scale Back on Prior Authorizations 50% Increase in Overtime Pay Threshold on Tap...

Group Health Plan Affordability Level Cut Significantly for 2024

Group Health Plan Affordability Level Cut Significantly for 2024

The IRS has significantly reduced the group plan affordability threshold — which is used to determine if an employer's lowest-premium health plan meets the Affordable Care Act rules — for 2024. The threshold for next year has been set at 8.39% of an employee's...

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Total Control Health Plans

(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423

Total Control Health Plans

(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423