Individual Health Plans

Year-Long Benefits Education Yields Happier Employees

Year-Long Benefits Education Yields Happier Employees

While most organizations ramp up their benefits communications about a month before open enrollment starts, the efforts often drop off at the start of the year. That's a shame because many employees are woefully unaware of how their benefits function and are often not...

How Your Employees Can Get Free COVID Test Kits

How Your Employees Can Get Free COVID Test Kits

While COVID-19 cases start rising again, more people are once again likely to contract the coronavirus — and that usually involves getting tested. But for employees in your group health plan, they have many options for obtaining a test with no out-of-pocket costs....

Gen Z, Millennials Grow Disillusioned with Their Health Insurance

Gen Z, Millennials Grow Disillusioned with Their Health Insurance

Surprise bills and billing errors are driving growing dissatisfaction among Millennials and Gen Zers with their health insurance, a new study has found. HealthCare.com's "2022 Medical Debt Survey" found that about one in four Gen Zers and Millennials with medical debt...

Employers See Staff Drop Coverage, Sign Up on Exchanges

Employers See Staff Drop Coverage, Sign Up on Exchanges

A surge in federal government subsidies has led many people to drop their employer-sponsored health insurance and instead seek out coverage on government-run Affordable Care Act exchanges, according to a report by the Kaiser Family Foundation. Subsidies, which were...

Measure Would Cap Insured Out-of-Pocket Cost of Insulin at $35

Measure Would Cap Insured Out-of-Pocket Cost of Insulin at $35

The U.S. House of Representatives has passed legislation that would cap the out-of-pocket cost of insulin at $35 a month for people with group or private health insurance. While the measure still has to face a vote in the Senate, it has broad backing after the cost of...

Push to Expand Telemedicine Parity Continues

Push to Expand Telemedicine Parity Continues

Telemedicine got a big boost during the COVID-19 pandemic, and now a number of states have been moving to ensure that health plan enrollees still have access to it and pay for it just as they would in-person visits. During the pandemic, insurers agreed to pay for...

Flexible Benefit Plans Give Employees More Options

Flexible Benefit Plans Give Employees More Options

One way you can give your staff more choice in the employee benefits they receive is to offer them a cafeteria plan, which allows them to put together a benefits package that works best for them. Employers fund these flexible benefit plans with funds that are deducted...

Your Staff Are Susceptible to Medical Identity Theft

Your Staff Are Susceptible to Medical Identity Theft

Medical-related identity theft accounted for 43% of all identity theft in the United States in 2020, according to the Identity Theft Resource Center. And the majority of documents criminals steal are the same ones your employees receive from their group health...