Individual Health Plans

New Rule Aims to Expedite Prior Authorization Requests

New Rule Aims to Expedite Prior Authorization Requests

The Centers for Medicare and Medicaid Services has published a final rule aimed at improving how prior authorizations are handled by health insurers. The measure primarily limits the time insurers have to approve or deny requests. In addressing wait times for prior...

What Truly Defines High-Quality Healthcare?

When looking at messaging and marketing coming from both healthcare providers and health insurance carriers, we see the term  “high-quality care” a lot. The problem with this phrase is that it doesn’t seem to mean the same thing across all providers, so determining...

Workplace Age Discrimination Cases Grow Nationwide

Workplace Age Discrimination Cases Grow Nationwide

The Equal Employment Opportunity Commission continues seeing a steady flow of complaints for one of the more common forms of workplace bias — age discrimination. The number of court filings the EEOC made under the Age Discrimination in Employment Act (ADEA) in fiscal...

The Risk Report – January 2024

The Risk Report – January 2024

Download Volume 6, Issue 1 of The Risk Report In this Edition: More Employers Offering Mental Health Chatbots Getting Around the Tricky Question of Spousal Coverage Age Discrimination Cases Up; Set Strong Policies Download the Report

More Employers Offering Wellness, Mental Health Chatbots

More Employers Offering Wellness, Mental Health Chatbots

As a record amount of U.S. workers struggle with mental health issues and stress, more employers are offering new chatbot apps to help them. A survey this past summer of 457 employers by Willis Towers Watson found that 24% of them offer a "digital therapeutic" for...

EEOC Proposes New Workplace Anti-Harassment Guidance

EEOC Proposes New Workplace Anti-Harassment Guidance

The Equal Employment Opportunity Commission has issued proposed language to update its guidance on harassment in the workplace. The proposed guidance "reflects notable changes in law, including the Supreme Court's 2020 decision in Bostock vs. Clayton...

Family Coverage Costs Hit Small-Business Workers Hardest: Study

Family Coverage Costs Hit Small-Business Workers Hardest: Study

A new study has found that most employer-sponsored family health plans are increasingly unaffordable for workers due to rising costs and them footing a significant part of the premium, even with employer assistance. Workers at smaller firms, defined as those with...

Employers Wrestling with Covering Weight-Loss Drugs

Employers Wrestling with Covering Weight-Loss Drugs

The explosion in demand for new, costly and highly effective weight-loss and diabetes drugs is poised to play an outsized role in increasing the cost of health care, and in turn, health insurance in America. These groundbreaking drugs — the most popular sold under the...

The Risk Report – December 2023

The Risk Report – December 2023

Download Volume 5, Issue 12 of The Risk Report In this Edition: Weight Loss Drugs Drive Pharmaceutical Costs FSA Contribution Limit Climbs EEOC Proposes New Anti-Harassment Guidance Family Coverage Costs Hit Small-Business Workers Hardest Download the...