MZQ Consulting

Specialty Drugs & Surgeries Drive Stop-Loss Insurance Costs

Specialty Drugs & Surgeries Drive Stop-Loss Insurance Costs

Stop-loss insurance renewal rates are likely to increase for companies that self-insure their group health benefits or are in partial self-insured plans called level-funding, due to the rapidly rising costs of specialty drugs and cancer surgery claims. Stop-loss...

Employers Face Fiduciary Benefits Compliance Issues

Employers Face Fiduciary Benefits Compliance Issues

A new report has found that employers are increasingly wrestling with two challenges in their human resources departments: growing employee benefits fiduciary liability issues, and administrative difficulties in managing employee leaves. Employers are facing lawsuits...

The Top Five Health Conditions Driving Insurance Costs

The Top Five Health Conditions Driving Insurance Costs

A new study has identified the top five health conditions that are driving the overall cost of group health plan outlays, and without which spending would actually be falling. The report is enlightening, and employers can use the findings to offer programs aimed at...

Many Group Health Plan Users Make Costly Mistakes

Many Group Health Plan Users Make Costly Mistakes

Employees using their group health plan who are unfamiliar with how to access care can inflate both your plan costs and their out-of-pocket expenses. Those who may not use their group health plan much, or at all, may end up going to the emergency room for an issue...

Group Health Plan Trends for 2025

Group Health Plan Trends for 2025

Group health plan trends for 2025 are emerging as health insurance costs continue to rise at an uncomfortable pace. Employers in 2025 plan to shake up the status quo with their healthcare vendors, particularly those focused on reducing pharmacy spend, a main cost...

What’s in Store for 2025? – 2024 Health Insurance Trends

In 2024, the health insurance industry experienced significant changes. We've seen firsthand how rising costs in the marketplace have impacted both self-funded and fully insured plans.  Watch as TCHP Founder Mike Hill walks through the trends we experienced in...

More Employers Cover Weight-Loss Drugs: Survey

More Employers Cover Weight-Loss Drugs: Survey

The percentage of employers who are covering new and trendy weight-loss drugs has risen in 2024, continuing a trend of increasing coverage despite the costs, according to a new survey. The study, by Mercer, also found that employers are increasingly offering to cover...

Is Nomi Health Right for Your Business?

Disrupting today’s healthcare landscape, Nomi Health eliminates the middleman and provides employers with increased control and transparency over self-funded health plans. With a robust network that includes many popular West Michigan providers–including Trinity...

IRS Loosens Preventive Care Coverage Rules

IRS Loosens Preventive Care Coverage Rules

New IRS guidance expands the types of preventive care benefits that high-deductible health plans are required to cover with no out-of-pocket costs for plan enrollees. The changes are aimed at reducing out-of-pocket costs for diabetes-related expenses, certain cancer...

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Total Control Health Plans

(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423

Total Control Health Plans

(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423