New IRS guidance expands the types of preventive care benefits that high-deductible health plans are required to cover with no out-of-pocket costs for plan enrollees. The changes are aimed at reducing out-of-pocket costs for diabetes-related expenses, certain cancer...
Telemedicine
Employee Assistance Programs in Times of Need
Natural disasters, such as hurricanes and earthquakes, cause extensive property damage, physical injuries and loss of life. The distress might not end there, however. Mental health experts say that many victims of disasters experience post-traumatic stress...
What to Expect in Health Insurance During Trump 2.0
During his first term as president, Donald J. Trump succeeded in expanding short-term health insurance plans and tried but failed to repeal the Affordable Care Act (ACA). His administration also attempted to make it easier to form an association for the purposes of...
New Class-Action Lawsuits Target Group Health Plan Tobacco Surcharges
A new wave of class-action lawsuits is targeting employers that apply health insurance premium surcharges to employees who use tobacco, accusing them of discrimination and violating the Employee Retirement Income Security Act (ERISA), according to two new blogs by...
Study: More Than Half of Workers Regret Open Enrollment Decisions
More than half of employees regret the coverage decisions they make during open enrollment, according to a new study. Part of the problem may be that the average employee spends only 30 to 60 minutes selecting their benefits during open enrollment, which typically...
Open Enrollment Prep: Identify Workers’ Needs, Consider Costs to Plan Benefits
It's almost time for year-end small group open enrollment and you need to drive engagement so that your employees can make informed decisions about their health insurance options. We want to help you help your employees understand all of their options so that they can...
Are Your Benefits Enough to See Employees Through a Crisis?
Middle class families — those with incomes of between roughly $50,000 and $100,000 per year — are becoming increasingly reliant on workplace benefits to ensure their financial well-being in case of a disability or critical illness. Simple health insurance is...
Affordable Care Act Forms Must Be Filed Online by Employers with 10 or More Staff
With 2025 just a few months away, it's important that small employers understand their group health insurance reporting obligations under the Affordable Care Act as they changed at the start of 2024. Before 2024, only employers that sent out 250 or more Forms...
Your Last-Minute Open Enrollment Checklist
By now you should be prepared and ready to go for your 2025 policy year employee benefits open enrollment. You should have all your plan documents and have prepared or held presentations for your staff to explain the benefits package and any major changes to plans...
ACA Group Health Plan Affordability Level Up Sharply
The IRS has significantly increased the group health plan affordability threshold — which is used to determine if an employer's lowest-premium health plan complies with the Affordable Care Act rules — for plan years starting in 2025. The threshold for next year has...
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Total Control Health Plans
(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423
Total Control Health Plans
(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423