Employers have often long struggled to boost participation in their wellness programs, but the COVID-19 pandemic changed that as people started looking for ways to better care for themselves both physically and emotionally. The pandemic added fuel to the country's...
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The Beacon – March 14, 2023
MZQ Beacon Alert - March 14, 2023 In this Edition: "The Affordable Care Act (ACA) requires applicable large employers (ALEs), meaning employers that averaged at least fifty full-time employees (including full-time equivalent employees) during the preceding calendar...
Employers ‘Unwavering’ in Providing Group Health Benefits: Research
Large employers are unwavering in their plans to continue offering group health plans to their workers instead of funding individual reimbursement accounts that would allow them to shop for plans on government-run exchanges, according to new research. The poll of 26...
The Risk Report – March 2023
Download Volume 5, Issue 3 of The Risk Report In this Edition: Virtual-First Health Care Plans Hit the Market Stand-Alone Telehealth Coverage Bill Study on Employer Provider Insurance Why Employees are Speeding Through Open Enrollment Download the...
The Beacon – March 6, 2023
MZQ Beacon Alert - March 6, 2023 In this Edition: "The new compliance obligations that the Consolidated Appropriations Act of 2021 (CAA, 21) created for employ-sponsored plans can seem endless at times. One of the lesser-known parts of the CAA, 21 is the prohibition...
Bill Would Pave Way for Stand-Alone Telehealth Coverage
A bipartisan group of House legislators in February reintroduced legislation from 2022 that would pave the way for employer-sponsored, stand-alone telehealth benefits plans. The bill is important as the current law allowing health insurers to cover telehealth benefits...
Why You Should Engage Employees in Their Health Plan
After years of upheaval and tumult, businesses are putting their employee retention and attraction efforts under the microscope, and rightfully so. While some industries are facing record layoffs, others are struggling to fill enough role...
Most Employees Spend Little Time Choosing Their Health Plan
A new study has found that individuals enrolled in high-deductible health plans (HDHPs) are more engaged than their traditional plan counterparts during open enrollment, spending more time on choosing plans and using employer-provided tools to help them make their...
Virtual-First Health Care Plans Flooding the Market
In the continuing quest to reduce health care costs and make care more accessible, a new type of health plan has been taking shape: The virtual-first health plan. These rapidly evolving plans integrate virtual care delivery models into a comprehensive health plan that...
The Truth Behind the Mysterious “Network Discount”
Every year as your business renews its health plan, you probably hear the term “network discount” thrown about as one of the many benefits that provider offers. Today we’re going to take some time to demystify what a network discount is and explain why it may not be as good a deal as people are led to think.