Strategic Health & Benefit Advisors
There’s a better way.
You deserve the same insight, performance and control of your health insurance as you would with any other supplier. We are your strategic partner and guide to rebuild a self-insured healthcare plan that empowers employees, champions health and reduces cost like never before possible.
Own Your Healthcare
Health insurance is clearly broken. Double-digit increases are becoming the norm for many carriers, leaving you to make a difficult choice – to prioritize cost savings or provide high-quality coverage for your team.
You don’t have to compromise.
Our team of experts is here to help you build a plan that works for your company, unlocking:
- Total control of each element of your company’s health plan
- An average of 20% cost savings in the first year of your plan
- Coverage that champions the health your employees
Trusted By
Goodwill | 130 Employees
Goodwill Industries of West Michigan is a nonprofit, social enterprise. Known publicly for its recylcing and thrift store operations, the organization also plays a huge role in local workforce development.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Creative Dining Services | 600 Employees
Creative Dining Services is a hospitality management company that provides sustainable, innovative, and personalized dining programs for businesses, colleges and universities, senior living communities, and private K12 institutions. Creative Dining is a trusted hospitality partner to over 80 clients across the United States and growing. The company is headquartered in Zeeland, MI.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Spee-Dee Packaging | 65 Employees
Spee-Dee Packaging Machinery Inc. is a packaging equipment producer based out of Yorkville Wisconsin. They serve clients in highly regulated industries such as food, beverage and pharmaceuticals.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Agritek | 60 Employees
Agritek is a metal manufacturing company with capabilities in metal stamping, CNC machining, custom welding and fabrication, and assembly.
What We Do for Them
- Transparent Administration
- Independent Stoploss
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
K&R Truck Sales| 150 Employees
K&R Truck Sales sells class 3-8 straight semi trucks and tractors, with eight locations across the state. They also provide maintenance services and have a body and collision repair shop.
What We Do for Them
- Transparent Administration
- Captive
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
ODC Network | 100 Employees
The ODC Network is a registered 501(c)(3) non-profit organization that strives to advance outdoor education and conservation in West Michigan.
What We Do for Them
- Transparent Administration
- Direct Contracting
- Independent Stoploss
- Fiduciary PBM
- Alternate Rx Strategies
- Improved Health Plan Coverage
Blog & Events
Why Capturing Group Health Plan Data is Crucial for Employers
Gaining access to group health plan claims data and expenditures can help employers identify their plan’s main cost drivers and…
Poor Health Insurance Literacy Hurting Your Employees
Poor health insurance literacy among plan enrollees costs both them and plan sponsors billions of dollars each year, according to…
Total Control Health Plans Hires Jens Milobinski as Account Executive
Milobinski joins self-funding experts with deep experience in HR & education administration Total Control Health Plans (TCHP), a nationally-recognized benefits…
2026 HSA Contribution, HDHP Cost-Sharing Limits
The IRS has announced slightly higher health savings account contribution limits for 2026, with the amount increasing 2.3% for individual…
How Group ‘Gap’ Insurance Can Help Your Staff Cover Costs
Group gap insurance, otherwise known as supplemental medical expense coverage, is a product you can offer your staff. Gap insurance…
Encourage Checkups to Control Group Health Insurance Costs
Checkups or preventive care visits are often overlooked as factors that can drive up group health plan premiums. According to…
SMEs Prioritize Group Health Through Financial Tradeoffs
A new poll has found that most small and mid-sized enterprises (SMEs) consider offering group health insurance benefits to their…
HDHP Enrollment Slipping: What It Means for Employers
For years, high-deductible health plans have been the most common type of health insurance that employers offer. HDHPs surged in popularity…
What You Need to Know About the EEOC’s New DEI Guidance
New DEI Guidance from the Equal Employment Opportunity Commission (EEOC) and the Department of Justice (DOJ) is reshaping the legal…
The GLP-1 Dilemma: How Employers Can Take Control
Many employers are facing challenges in incorporating high-cost GLP-1 medications, such as Mounjaro, Ozempic, Rybelsus, Trulicity and Wegovy, into their…
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In Good Company
Check out these case studies from a few organizations that now enjoy total control over their health plans.
Stewarding More Effective Tax Dollar Usage & Providing Excellent Retirement Benefits
During their annual budget process, the City of Northville, Michigan analyzed their current expenses while projecting future costs for retirees and current employees. As they started adding the numbers up, they became concerned their liability would grow to an unsustainable level. Realizing their health benefits coverage represented a good portion…
Creative Dining Finds 20% Savings with a Self-Funded Plan Rebuilt from the Ground Up
Creative Dining Services partners with universities, Fortune 100 companies, healthcare organizations and conference centers to provide a better hospitality and food service management experience. Challenge In late 2018 Creative Dining Services (CDS) reached a breaking point after receiving their third consecutive 20%+ health insurance increase. The leadership team had grown…
Effective Supply Chain Management Requires Detailed Information
Within the last two years I was working with a client with approximately 400 employees on their medical plan who was contemplating transitioning from a fully-insured plan to a self-funded plan. Approximately 6 months prior to their potential go live date of the new plan, it was revealed to them…
Stepping Over Dollars to Pick Up Dimes
Generally speaking, the “fixed costs” (administration, stop-loss/pooling, network access) represent 20% of health plan costs with claims representing the other 80%. As a result, it would be logical for those concerned about cost reduction to focus on the 80%, but perplexingly employers often seem concerned about the 20%. Why is…
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Start a Conversation
Let’s have a conversation on our dime to see if a Total Control Health Plan will meet your business or organization’s goals.
Contact us to schedule a free consultation today.