Featured & Video
Jim Eickhoff shares TCHP experience at NextGen CEO Roundtable
Three CEOs discuss taking a proactive strategy in response to crisis, keeping customers, projecting the recovery and...
Integrating Virtual Physical Therapy Into Your Plan – Webinar
The coronavirus crisis has made virtual health care mainstream, which we do not expect to change once the crisis subsides. Early and regular access...
Chief Executive Magazine features TCHP Success with Creative Dining
Our client Jim Eickhoff, the CEO of Creative Dining was recently featured in an article in Chief Executive Magazine discussing the benefits of implementing a total control health plan. Check out the story.
Creative Dining Shares Success Story at NextGen Healthcare Summit
Jim Eickhoff and Mike Hill talk about how Creative Dining was able to take control of their healthcare...
TCHP Brokers Direct Contracting, Now Available with Holland Hospital
Through a unique collaboration with Holland Hospital, Holland PHO, TCHP and Sisco, an independent third party...
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What is MLR?
MLR, or Medical Loss Ratio, is a prime example of misaligned incentives in the health care supply chain. The Medical Loss Ratio is a provision in the Affordable Care Act that was intended to keep insurance carriers from over charging their customers. It requires that carriers spend $.80 of each dollar collected in the small group market, and $.85 of each dollar collected in the large group market, to pay its customers’ medical claims and activities that improve the quality of care. The remaining portion can be used for overhead expenses, such as marketing, profits, salaries, administrative costs, and agent commissions. If health care costs go up, however, then the carrier is justified in charging higher premiums increasing the value of their 15% or 20%. With a model like this, carriers benefit when health care costs go up.