A number of surveys are predicting another year of steep group health insurance cost increases in 2027, prompting many employers to rethink plan designs, pharmacy benefits and relationships with...
Employers that offer prescription drug coverage will need to review whether their plans qualify as creditable coverage. The Centers for Medicare & Medicaid Services finalized new rules...
Individual coverage health reimbursement arrangements (ICHRAs) are attracting interest from employers looking for an alternative to traditional group health plans. A new survey suggests that rising...
As employers face rapidly rising health insurance costs for their employees, industry pundits are increasingly urging benefit leaders to confront "stealth" cost drivers that quietly inflate spending...
The ACA subsidy expiration at the end of 2025 will impact employers offering group health plans, as enhanced premium subsidies that have helped millions of Americans afford individual health...
The new "Trends to Watch in 2026" report by Business Group on Health (BGH) outlines developments that will shape next year's benefits environment. Rising medical and pharmacy spending, a...
The oldest Gen Z workers and youngest Millennials who are just entering the workforce face a steep learning curve when selecting group health coverage and are increasingly turning to apps, the...
Employees need a good health plan, but more importantly, the best plan for their unique needs. Studies have found that nine out of 10 employees opt for the same benefits every year and that around a...
Gaining access to group health plan claims data and expenditures can help employers identify their plan’s main cost drivers and any under- or overutilization. Employers whose plans are spending less...
A new wave of class-action lawsuits is targeting employers that apply health insurance premium surcharges to employees who use tobacco, accusing them of discrimination and violating the Employee...
With 2025 just a few months away, it's important that small employers understand their group health insurance reporting obligations under the Affordable Care Act as they changed at the start of...
As they wrestle with providing attractive but affordable health care benefits for employees, employers are trying a variety of strategies. A recent report from insurance brokerage Gallagher shows...