Individual Health Plans

Pandemic Spurs Supplemental Benefits Uptake Among Workers

Pandemic Spurs Supplemental Benefits Uptake Among Workers

A new study has found that in response to the COVID-19 pandemic nearly half of U.S. workers added one new supplemental health-related benefit on top of their group health coverage. The 2021 “Aflac WorkForces Report” found that 44% of employees bought one additional...

Large Employers Must File ACA Forms, Not the Insurers

Large Employers Must File ACA Forms, Not the Insurers

One mistake more and more employers are making is failing to file the required Affordable Care Act tax-related forms with the IRS. If you are what's considered an "applicable large employer" (ALE) under the ACA, you are required to file with the IRS forms 1094 and...

New Issues for 2022 Group Plan Open Enrollment

New Issues for 2022 Group Plan Open Enrollment

Employers are entering the second year of open enrollment taking place during the COVID-19 pandemic, which is still having an outsized impact on the process and which has changed the face of health insurance. There are a number of issues that will have an effect on...

The Risk Report – October 2021

The Risk Report – October 2021

Download Volume 3, Issue 10 of The Risk Report In this Edition: New Laws Impact Open Enrollment2022 Affordability Levels SetCompliance Issues Related for Vax MandatesVirtual Substance Abuse Treatment Grows Download the Report

Group Plan Affordability Level Set for 2022

Group Plan Affordability Level Set for 2022

The IRS has announced the new affordability requirement test percentage that group health plans must comply with to conform to the Affordable Care Act. Starting in 2022, the cost of self-only group plans offered to workers by employers that are required to comply with...

Coverage for Virtual Substance Abuse Treatment Grows

Coverage for Virtual Substance Abuse Treatment Grows

Thousands of American families have been affected by the tragedy of someone with a substance abuse problem. For many, especially during the COVID-19 pandemic, finding available and affordable treatment has been difficult or impossible. Recently, however, virtual...