Quick Answer: Michigan employers with 50 or more employees and stable workforces can save 15 to 20% on healthcare costs by moving to a self-funded or level-funded health plan. The decision depends...
As we approach the end of the year, we're reflecting on the 2025-2026 benefits renewal cycle, which Mike Hill calls "the most contentious I've seen in my 25+ year career." As employers are hit with...
Total Control Health Plans recently hosted the second annual Health Insurance 4.0 summit for Michigan employers, highlighting industry trends and areas of opportunity to reinvent this critical...
If you’ve ever explored self-funded health plans, you may have heard of “captives”, but you might not fully understand how they function or what they do. To help shed some light on this topic, TCHP...
A new area of potential liability for employers was recently opened when a class-action suit was filed against Johnson & Johnson (J&J), accusing it of mismanaging its pharmacy benefit...
In early February 2024, news broke of a proposed class action lawsuit against Johnson and Johnson for breach of their fiduciary duty under ERISA, also known as the Employee Retirement Income and...
For those of us in the employee benefits world, quite a bombshell was dropped on Monday, February 5th when a class action lawsuit was proposed against Johnson and Johnson, and specific executives,...
When looking at messaging and marketing coming from both healthcare providers and health insurance carriers, we see the term “high-quality care” a lot. The problem with this phrase is that it...
As we approach January 1st, many employers are yet again seeing increases to the cost of their health plan - an all too familiar product of a health insurance model that isn’t working for consumers....
Sage Transparency makes hospital quality information easily and freely accessible. Many of us know the stress that comes from surprise sky-high costs after receiving healthcare services. It can feel...
Thanks to Sage Transparency, healthcare consumers and employers can compare hospital prices like never before. Pricing information is readily and easily available for an endless amount of products...
It’s no secret that healthcare treatments are advancing like never before. Innovative technologies are yielding new medical treatments and potentially cures for a variety of illnesses, including...