COBRA Subsidy

The Beacon – July 24, 2023

The Beacon – July 24, 2023

MZQ Beacon Alert - July 24, 2023 In this Edition: "The federal Departments of Health and Human Services, Labor, and Treasury recently issued a proposed regulation that would significantly change how many employer-sponsored hospital indemnity, specified disease and...

Budgeting and Prepping for Open Enrollment

Budgeting and Prepping for Open Enrollment

If you are running a business, you need to get an early start on preparations for your small group health plan open enrollment, particularly now as so much confusion abounds about the state of health insurance in the country. With recent new regulations, options have...

Accessing Healthcare Quality and Cost Transparency

Accessing Healthcare Quality and Cost Transparency

Sage Transparency makes hospital quality information easily and freely accessible. Many of us know the stress that comes from surprise sky-high costs after receiving healthcare services. It can feel impossible to know how much providers will charge for outpatient,...

How to Compare Hospital Prices with Sage Transparency

Thanks to Sage Transparency, healthcare consumers and employers can compare hospital prices like never before. Pricing information is readily and easily available for an endless amount of products and services… but that’s not necessarily the case for healthcare. At...

Report: Accommodations for Disabled Employees Are Inexpensive

Report: Accommodations for Disabled Employees Are Inexpensive

The Americans with Disabilities Act, now more than 30 years old, requires employers to make reasonable accommodations for employees with disabilities. Many employers may be concerned about the cost of making those accommodations. However, a recent government study...

The Beacon – July 14, 2023

The Beacon – July 14, 2023

MZQ Beacon Alert - July 14, 2023 In this Edition: "Late last week, the Departments of Health and Human Services, Labor; and Treasury (the Departments) published a set of FAQs that clarify how certain surprise billing protections interact with the Affordable Care Act's...

The Risk Report – July 2023

The Risk Report – July 2023

Download Volume 5, Issue 7 of The Risk Report In this Edition: Firms expect higher premiums, little to no cost-shifting Pregnant Workers Fairness Act Insurers pushing virtual care for cost savings Hospital Indemnity Insurance a key voluntary benefit Download the...

Employers Expect Higher Premiums, Little to No Cost-Shifting

Employers Expect Higher Premiums, Little to No Cost-Shifting

Employers who were surveyed for a new report expected that group health insurance premiums would increase 5.4% this year and at a faster clip in 2024 as inflation hits medical costs. Employers said they are looking to manage growing group benefit costs without...

More Insurers Pushing Virtual Care for Cost Savings

More Insurers Pushing Virtual Care for Cost Savings

More and more insurers are expanding the use of telemedicine, just as a new study shows promising cost savings of up to 25% from virtual care when implemented properly. The latest insurer to announce an expansion of its telemedicine offerings is UnitedHealthcare,...