health insurance

Addictions Are Rising Among Workers; What Employers Can Do

Addictions Are Rising Among Workers; What Employers Can Do

According to a study by the Substance Abuse and Mental Health Services Administration, 10% of America's workers are dependent on one substance or another. The nation is still battling the biggest drug scourge: opioid and fentanyl. Provisional data from CDC's National...

Helping Your Employees Get the Most out of Their Health Plans

Helping Your Employees Get the Most out of Their Health Plans

Every year employees across the country choose the wrong group health plan from their employer because they don't understand the coverage and what type of plan is best for their circumstances. This ends up costing them hundreds if not thousands of dollars in...

Voluntary Benefits Demand Surges as Employees Seek to Defray Costs

Voluntary Benefits Demand Surges as Employees Seek to Defray Costs

Sales of voluntary group benefits grew at a record pace in 2023 as more employers expand their offerings and demand continues booming as employees seek out benefits that can defray costs, according to new research. Premiums collected for employer-sponsored voluntary...

New Fiduciary Rule Affects Employers That Offer HSAs

New Fiduciary Rule Affects Employers That Offer HSAs

The Department of Labor's new fiduciary rule, which mainly applies to 401(k) plans, will also affect employers who offer their staff health savings accounts. The new rule, which takes effect September 2024, bars employers from providing advice to their workers on how...

Gen Z Workers Go for HDHPs, but Don’t Forget Your Other Employees

Gen Z Workers Go for HDHPs, but Don’t Forget Your Other Employees

While the number of U.S. workers choosing high-deductible health plans has leveled off during the last two years, uptake has been growing rapidly among one segment of the working population: Gen Z employees. The 2024 "State of Employee Benefits Report" by benefits...

Reminder – Q3 Compliance Deadlines

Reminder – Q3 Compliance Deadlines

There are several compliance obligations that employers need to complete throughout the year. The attached compliance summary focuses on key benefit program compliance requirements for the third calendar quarter of 2024. Please note that this summary includes general,...

Addictions Are Rising Among Workers; What Employers Can Do

Addictions Are Rising Among Workers; What Employers Can Do

According to a study by the Substance Abuse and Mental Health Services Administration, 10% of America’s workers are dependent on one substance or another. The nation is still battling the biggest drug scourge: opioid and fentanyl. Provisional data from CDC's National...

HRA Gym Cost Reimbursement? Not So Fast Says IRS

HRA Gym Cost Reimbursement? Not So Fast Says IRS

The IRS has issued a new bulletin, reminding Americans that funds in tax-advantaged medical savings accounts cannot be used to pay for general health and wellness expenses. The bulletin focuses on medical savings accounts that employers will often sponsor, including...

2025 HSA Contribution, HDHP Cost-Sharing Limits

2025 HSA Contribution, HDHP Cost-Sharing Limits

The IRS has announced significantly higher health savings account contribution limits for 2025, with the amount increasing 3.6% for individual HSA plans. The IRS updates this amount annually, along with minimum deductibles as well as the out-of-pocket maximums for...

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Total Control Health Plans

(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423

Total Control Health Plans

(616) 344-6606
148 S River Ave Ste 300, Holland, MI 49423