Open enrollment season can feel like a familiar ritual: publish the guide, send a few e-mails, hold one webinar and hope employees make good...
A Multi-Generational Approach to Employee Benefits
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Blog & Events
Recent & Relevant
Self-Funded Health Plans for Michigan Employers: 2026 Decision Guide | TCHP
Michigan employers with 50 or more employees and stable workforces can save 15 to 20% on healthcare costs by moving to a self-funded or level-funded health plan. The decision depends on cash flow, workforce stability, and risk tolerance, not size alone. This guide walks Michigan CFOs and business owners through the evaluation framework, regulatory considerations, and implementation timeline for 2026.
New PBM Reform Law: What Employer Health Plans Need to Know
The federal spending package that President Trump signed into law Feb. 3 includes provisions aimed at reining in pharmacy benefit manager tactics...
Company News & Events
Help Your Employees Find Their Best Plan
Employees need a good health plan, but more importantly, the best plan for their unique needs. Studies have found that nine out of 10 employees opt...
Insights from the 2025 Health Insurance 4.0 Event
Total Control Health Plans recently hosted the second annual Health Insurance 4.0 summit for Michigan employers, highlighting industry trends and...
Critical Illness Insurance Provides Vital Protection to Employees
The typical family's income slips by more than $12,000 in the year after a breadwinner suffers a critical illness such as a heart attack, stroke or...
Featured & Video
Self-Funded Health Plans for Michigan Employers: 2026 Decision Guide | TCHP
Michigan employers with 50 or more employees and stable workforces can save 15 to 20% on healthcare costs by moving to a self-funded or level-funded health plan. The decision depends on cash flow, workforce stability, and risk tolerance, not size alone. This guide walks Michigan CFOs and business owners through the evaluation framework, regulatory considerations, and implementation timeline for 2026.
Looking Towards 2026 – Health Plan Trends Employers Should Be Aware Of
As we approach the end of the year, we're reflecting on the 2025-2026 benefits renewal cycle, which Mike Hill calls "the most contentious I've seen...
Insights from the 2025 Health Insurance 4.0 Event
Total Control Health Plans recently hosted the second annual Health Insurance 4.0 summit for Michigan employers, highlighting industry trends and...
Recent Compliance News
Compliance Update – Inflation Reduction Act and Impacts on Group Health Plans
The Inflation Reduction Act of 2022 (IRA) included several cost-reduction and benefit-enhancement provisions affecting Medicare Part D plans. The...
Reminder – Q3 Compliance Deadlines
There are several compliance obligations that employers need to complete throughout the year. The attached compliance summary focuses on key benefit...
The Beacon – April 29, 2024
MZQ Beacon Alert - April 29, 2024 In this Edition: "The Consolidated Appropriations Act of 2021 established a new data collection requirement for...
Industry Updates
A Multi-Generational Approach to Employee Benefits
Open enrollment season can feel like a familiar ritual: publish the guide, send a few e-mails, hold one webinar and hope employees make good...
Self-Funded Health Plans for Michigan Employers: 2026 Decision Guide | TCHP
Michigan employers with 50 or more employees and stable workforces can save 15 to 20% on healthcare costs by moving to a self-funded or level-funded health plan. The decision depends on cash flow, workforce stability, and risk tolerance, not size alone. This guide walks Michigan CFOs and business owners through the evaluation framework, regulatory considerations, and implementation timeline for 2026.
New PBM Reform Law: What Employer Health Plans Need to Know
The federal spending package that President Trump signed into law Feb. 3 includes provisions aimed at reining in pharmacy benefit manager tactics...
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